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Do I take out a loan to go back to school to further my career or not?

Louhi avril 13, 2019 usa jobs

I am stuck in the adjunct trap and struggling to break out. There are a lot of jobs I am interested in but I do not have the practical work experience nor knowledge of concepts/software etc in those fields.

I have a lot of student debt from undergrad/grad because my parents couldn't support me so I had to take out loans - so naturally, I don't want to take out another loan. But I still feel so stuck and that I'm never going to be able to quit adjuncting if I don't.

I've been thinking about doing a certificate in instructional technology/something related to technical writing, or TESOL.