First I want to describe my financial situation. I am a 27m living in the Philadelphia area with no debt, about 30k in cash and 22k in retirement savings. I currently make 64k a year. After taxes and retirement contributions (12%) I take home roughly 3k a month. I've recently signed a new lease where I'll be going from 650 a month in rent to 1150 a month (going from having a roommate to living alone). Other than rent I'd say I spend roughly 750 a month on things like groceries, gas, utilities, etc. I don't keep a budget so if I was smart I could bring that set of expenses down.
My employment situation: I have been working for a software company for three years in customer service roles. After the first two years I was kicking butt with my quality and other metrics/standards I was held to. But I had barely "moved up" the ladder; it had taken that long to go from 37k to 43k when I got a promotion (same responsibilities, but higher standards). A few months after that we had three supervisors either move to other departments or resign all around the same time. At that point I had more than one manager approach me to see if I'd be interested in filling one of those roles. To be honest most of the rest of the department had been with the company for a year or less so there weren't many eligible candidates.
My gut was telling me not to go through with it. I was really comfortable in my role at the time, and I was afraid to commit to something that would bring a lot more stress. The raise would be substantial though, almost 50% from 43k to 64k.
After feeling the pressure from friends, family, and peers I accepted the role. It wasn't as bad as I thought it was going to be at first, but as time went on more responsibilities were added to my plate, the manager who I was reporting to was let go, and the team that I manage has gone from 9-10 people to 14, and half of those are "new" team members from a recent restructure.
I feel trapped in this role. There are some days where I feel crippling anxiety over this job, and it is starting to eat away at me. We've been fully remote since mid March, removing the normal amount of social interaction I get during the week which has made me feel even more isolated (I know I'm far from the only one in this position). My employer has an internal policy where position changes can only occur every 9 months so that won't be an option until September at the earliest. And as everyone knows the job market is pretty bad right now.
I desperately want to resign and just live off my savings for however long it is necessary while I search for a new job. I fully understand that this is not a financially smart move, and I should be lucky to have a job right now.
Any advice would be greatly appreciated, ranging from "suck it up and ride it out!" to "your mental health should be your top priority, quit that job!" or anything in between. Thank you for taking the time to read my post.
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