Got a IT job in finance. No criminal history. Credit check part of the onboarding process. I have 3 credit cards, first card has 1675(credit usage)/1750(credit limit), second one 3/1000 and third is 2/450. Will having a maxed out card affect my chances in clearing the background check?
No bankruptcies, no collections history and no other types of credit such as auto or mortgage loans. Always paid at least minimum on time and a total of 2 inquiries (one inquiry being the background check).
Either this is a big deal or I'm tensed over something very minor. Let me know which category I'm in
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Got a IT job in finance. No criminal history. Credit check part of the onboarding process. I have 3 credit cards, first card has 1675(credit usage)/1750(credit limit), second one 3/1000 and third is 2/450. Will having a maxed out card affect my chances in clearing the background check?
![Got a IT job in finance. No criminal history. Credit check part of the onboarding process. I have 3 credit cards, first card has 1675(credit usage)/1750(credit limit), second one 3/1000 and third is 2/450. Will having a maxed out card affect my chances in clearing the background check?]()
Reviewed by Louhi
on
décembre 27, 2019
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