I don't want to give too much away but I'd be working with vendors and clients to secure temporary housing. They want me to fill out a background check authorization form. I'm going to copy and paste the first paragraph of the form.
I have bad credit. I have a few late payments on my credit reports and a low credit score. I'm also two months behind on my federal student loans. Could this cost me the job? Is there anything I can say preemptively that will help? Please help, I really want this job!
During the application process, I hereby authorize (company) to procure a
consumer report (known as an investigative consumer report in California) which I
understand may include information regarding my credit worthiness, credit standing, credit
capacity, character, general reputation, personal characteristics, or mode of living. This
report may be compiled with information from credit bureaus, courts record repositories,
departments of motor vehicles, past or present employers and educational institutions,
governmental occupational licensing or registration entities, business or personal references,
and any other source required to verify information that I have voluntarily supplied. I
understand that I may request a complete and accurate disclosure of the nature and scope
of the background verification; to the extent such investigation includes information bearing
on my character, general reputation, personal characteristics or mode of living.
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