In a bit of a pickle here..

I was offered a 95k salary. It's what I asked for so I am happy about that. Currently I make 82.5k..I accepted the verbal offer and I am now reviewing the offer letter along with benefits. There are a few things that I am concerned about..

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1. PTO is about 10 days less than what I accrue right now
2. Life Insurance that they offer is only up to 50k, currently life insurance is 1x my salary.
3. LTD is also significantly lower
4. Medical, Dental, and vision all seem to be much more expensive than my current job.

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I am wondering if, salary wise, this is a wise move? It's more money, sure. I did ask for it as well, and I don't want to seem ungrateful for such a high salary. Should I try to negotiate a higher salary based on this?

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