Hey there, everyone! I just thought I’d ask for opinions on if what I’m doing is a good idea. For background info.. I’m 22F, married, no children, and my husband and I are sharing an apartment with our two friends (who are in a long-term relationship). We’re paying about $900 a month on our end, but have decided that living with friends isn’t the best idea.. and plan to get our own place right down the road at $1200 in the summer, which we can easily afford. It may be more expensive, but we’ve gotten to the point to where we can’t stand to be around the girl roommate at times for a variety of reasons.
My husband works from home full-time. My job consists of driving to clients’ homes within our company, and cleaning for them. The houses range from 10 minutes away, to an hour drive (I’m paid mileage for the really long drive.) Typically I clean 2 houses a day, but sometimes it’s limited to one due to cancellations/ rescheduling.
I earn 42% commission if I’m at 20 hours or less, and up to 47% capped, per house charged, at 34+ hours a week, which is broken down to about $17-$20 an hour. When houses or limited, my commission goes down.. and it sucks.
A lot of the houses aren’t charged a lot- I’ve seen it as low as $90 for cleaning before calculating my cut, up to $300 (or $100-150 for like 5 hours of work). Meaning what I make each day always varies. Typically, in a day, I can make $90-150, but it always varies.
Due to the winter storm, I’ve missed out on three days of work so far (including tomorrow). Last week, I was sick for 3 days also (COVID negative, hooray) which has also put a large dent into my next two pay statements.
My employee handbook says that we cannot clean other people’s homes while we’re working for our boss. But, the pay isn’t always consistent. And our boss has no way of knowing if we have a side hustle.
I’ve gotten close with a coworker and she feels the same way- she has started to clean on her own for other people, and moved to part- time for our boss. The client pays her directly for the cleaning and nothing is taken out of what she makes for that house. So she’s making more money than she would be full-time in our company.
My husband and I used to eat out a lot but have cut down on that. Our car is over half paid off, and we’re starting to really consolidate our debt. He used to spend more money but has gotten better about it (necessities are our main focus now).
I applied for a few positions on Care.com; I’m not struggling for money, but I need to build a savings. I’m ashamed to say I only have a few hundred put away, honestly.. but without having a college degree, I’ve gotta hustle. I got a job for 3 hours on Sundays doing laundry at $15/hr, so $45 for a family. I also have a lady near me, like 10 minutes away, who would like me to clean for her once every 2 weekends, starting this weekend. The rate is $15-$25, we’ll discuss it in person but she seems fairly wealthy..so fingers crossed.
Is it a good idea to work two jobs like this? Saving for a down payment on a house seems like a dream right now, but I want to make it happen. I’m tired of renting, even though I’m young. My husband feels like I’ll be overwhelming myself, but I want to eradicate our debt and save for a house. I may eventually find a morning gig for Sundays before going over to do the family’s laundry.
Is it worth it?
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